Got a new baby on the way? Looking to move up in the world? Just how much house can you afford to purchase? Remember that most people qualify to purchase more house than they can realistically support.

Annual Income: $

Monthly Debt (Car payments, credit cards, student loan etc.): $

Cash in hand for down payment: $

Property tax rate (1% = $1000/yr for 100K house): %

Home Insurance rate (0.5% = $500/yr for 100K house): %

Interest Rate: 4.00 4.25 4.50 4.75 5.00 5.25 5.50 5.75 6.00 6.25 6.50 6.75 7.00 7.25 7.50 7.75 8.00 8.25 8.50 8.75 9.00 9.25 9.50 9.75 10.00 10.25 10.50 10.75 11.00 11.25 11.50 11.75 12.00 12.25 12.50 12.75 13.00 13.25 13.50 13.75 14.00 14.25 14.50 14.75 15.00 15.25 15.50 15.75 %

Length of Loan: 15 Years 30 Years